Trucks
Trucks
Place of work: VFS Financial Services Slovakia,
Diaľničná cesta 9, 903 01 Senec
Contract type: full-time
Start time: ASAP
Wage (brutto): 2 000 EUR/month. The salary depends on the candidate's professional experience
Information about the position
Job description
The Credit Officer analyses and processes credit applications for financing request including AML and ensures all related processes are performed in the requested quality and timing while keeping all relevant directives and policies. Being member of both Local team and Sub-regional team complying with the necessary requirements relating to Credit area ensuring proper and full functions of those teams.
Key responsibilities and duties
• Analysis of information provided for evaluating credit transactions and verifies credit data consistency
• Use all relevant external and internal information sources to assure complete information necessary for creditworthiness evaluation and credit decision
• Analysis of data in the systems used in VFS
• Proposing such deal conditions to ensure balance between risk and return for the given deal while considering whole complexity of deal including among others the deal structure, asset and collateral value and client’s business model and client’s creditworthiness
• Makes recommendations and takes decisions within credit policy and procedures
• Processing of the credit applications in the systems and applications used by VFS
• Ensuring accurate and complete documentation of credit file
• Managing credit application ensuring accurate and timely processing of applications
• Follow Policies, Directives, Guides, Guidelines, Instructions of Volvo-group including VFS in general and the Authorization directive in particular
• Follow local legislation to co-ensure with the Local and Sub-regional team current legislations are kept
• AML responsibility to the extent stipulated in the relevant CEA AML Policy
• Asset intelligence knowledge development, as asset knowledge is important for Credit decision
• Communication and cooperation with clients reflecting the setup in the given market
• Communication and cooperation with other teams in VFS
• Challenging and proposing new more efficient ways for existing workflows
• Assists in the development and implementation of procedures to minimize risk and improve underwriting quality
• Change-agent for necessary changes identified while processing credit deals
• Focus on data quality and data consistency in Credit Risk application processing and data keeping
• Performing other tasks, duties, projects and similar relating directly or indirectly to the area of Credit Risk and AML management
Requirements for the employee
Candidates with education suit the position
• Secondary with school-leaving examination
• University education (Bachelor's degree)
• University education (Master's degree)
Language skills
• English - Upper intermediate (B2)
Other knowledge
• Microsoft Word - Advanced
• Microsoft Excel - Advanced
• Microsoft Outlook - Advanced
• Microsoft PowerPoint - Advanced
Driving licence: B
Number of years of experience: 3
Personality requirements and skills
• Reliability, consistency, responsibility
• Independence in solving work tasks and non-standard situations
• Good communication skills
• Ability to work in a team to achieve team and company goals
• Experience in the field of leasing and financial services, knowledge of financial mathematics is an advantage
• Analytical thinking, willingness and ability to learn new things
If you are interested in the job position, please send us your CV by post:
Volvo Group Slovakia, s.r.o., Diaľničná cesta 9, 903 01 Senec
or by e-mail:
HR_Slovakia@volvo.com
Postion is also available on portal PROFESIA (link)
Selection Process Information - only candidates who meet the specified conditions will be contacted.
Consent to the registration and processing of personal data according to Act No. 18/2018 Coll. on the protection of personal data In accordance with Act No. 18/2018 Coll. on the protection of personal data as amended, I agree to the management, processing and storage of my personal data provided in the CV and cover letter and other attachments related to the job search only by Volvo Group Slovakia, s.r.o. through the website www.profesia.sk within the Internet computer network. I am aware that the information I provide, including the display of a photograph, falls into the Special Category of personal data. I solemnly declare that all the information provided is true and the provision of data is voluntary based on my own decision. This data may be processed exclusively for the purpose of finding a suitable employee and for the purpose of the job applicant database. The consent is given for a fixed period of 1 year. After a period of 1 year, the data will be disposed of.
